Residential Real Estate Loan Officer

 This position is responsible for developing and retaining Real Estate relationships while ensuring loan quality and deposit growth for the bank.  Will be responsible for new business development and portfolio management.

Responsibilities:

• Supports bank’s growth and profitability through sales and implementation of financial products/ services.
• Knowledgeable of lending programs, policies, procedures and regulatory requirements while complying with all Federal and State compliance policies.
• Conducts interviews with prospective borrowers and analyzes financial and credit data to determine loan risk.    
• Makes approval decisions on loans and terms within lending limits; makes referrals as appropriate.
• Establishes terms and conditions of loan with applicants.
• Ensures all loans are in compliance with regulatory, legal, and bank requirements.
• Maintains loan quality for the bank portfolio.
• Identifies, classifies, and monitors problem or potential problem loans.
• Collects delinquent accounts and negotiates payment schedules.
• Maintains contact and sells to major accounts within jurisdiction.
• Keeps abreast of economic and political factors that may impact the development of business relationships.

Qualifications:

• Position requires a degree in business, finance, accounting, or the equivalent in work experience and 3+ years of lending experience with demonstrated skills in sales/marketing. 
• Previous experience in outbound selling, prospecting, and referral development preferred.
• Complete knowledge of commercial lending policies, procedures, practices, and documentation (including accounting, financial statements and cash flow analysis) required.
• Registration and licensing through the Nationwide Mortgage Licensing System (NMLS).

Supporting local organizations and causes through charitable donations, paid volunteer time for our employees, educational scholarships, and event sponsorships are a direct reflection of the appreciation and gratitude Bank Forward has for the communities we live, work, and serve. In 2012 we created Forward Foundation, a registered 501(c) (3) non profit organization. A stand alone entity administered by employees of Bank Forward, Insure Forward, Invest Forward, and Tax Forward, Forward Foundation’s mission is to enhance the lives of children living in the communities we serve.  

At Bank Forward, our greatest asset is our employees. The commitment to our employees is shown by investing in them through a competitive compensation package, professional development opportunities, and a comprehensive benefit package, including Employee Stock Ownership. Working for a widely respected company with a rich tradition, in an atmosphere of enthusiasm, positivity, with a culture grounded in teamwork focused on the future is what can be expected at Bank Forward…It’s Simply the Forward Way! 

Click Apply by May 7th to be considered.