Manager - Credit Risk

Responsible for utilizing data from a variety of sources to analyze complex business issues. Incorporates company and industry knowledge, technological expertise, and sound analytical processes. Uses statistical analysis, modeling, and other quantitative techniques to answer business questions, identify issues, and recommend courses of action.Analyzes lending portfolios to maximize profitability by managing risk exposure. Identify segments or acquisition channels/policies that have high risk exposure. Performs sensitivity analysis around key drivers of losses.Serves as the provider of monthly Risk Management MIS and guidance as it relates to the portfolios. Presents results of analysis and/or recommendations to business managers, utility partners, and external partners. Communicates action plans and priorities to appropriate partners.Forecasts credit losses for the Bank's portfolios (including Credit Card and Mortgage; others as assigned) to ensure alignment of charge-offs and loss reserves. Evaluates and validates the loss reserve methodology at least once annually. Reviews reserve methodology against industry performance as well as segmented performance of the Ameriprise portfolios.Continuously monitors credit quality and practices including collections, foreclosures, and credit line management.Millions of people around the world rely on Columbia Threadneedle Investments to manage their money. We're intentionally built to help our clients succeed, backed by a global team of 2,000 people including more than 450 investment professionals sharing global perspectives across all major asset classes and markets. At Columbia Threadneedle, you'll find the promise we make to our clients is the same one we make to our employees: Your success is our priority. In addition to our competitive total rewards package, employees stay with us because of our culture and commitment to their development. And, backed by the strength of Ameriprise Financial, we are committed to providing you with the tools, resources, recognition and rewards to help you shape the career you want.