Personal Banker

Grand Forks, North Dakota
Join our team!
Oct 01, 2020
Job Type
Full Time
Position Summary:

Known as a Financial Guide at Alerus, this position is responsible for enhancing existing relationships and developing new business opportunities. Financial Guides deliver comprehensive financial advice to Alerus clients by serving as their trusted primary point of contact. All financial guides assist clients in their selection of Alerus solutions by recommending appropriate Alerus products and services to ensure the client successfully achieves their financial wellness goals. Financial Guides are expected to focus their time developing new business with existing clients 80% and new clients 20%, approximately.

Job Function 1: Client Consultation & Service - 60%
  • Effectively manage, analyze, and grow a portfolio of clients to provide knowledgeable advice to accomplish a high level of financial wellness.
  • Assist portfolio of clients in selection of financial solutions by serving as the primary point of contact.
  • Learn client's financial objectives and provide basic financial guidance & planning utilizing the complete Alerus product offering.
  • Perform regular proactive relationship reviews based on complexity and product or service level on assigned portfolio.
  • Work closely with personal financial advisors, business advisors, associates, and product experts as necessary to fulfill client's financial needs.
  • Ability to originate consumer and business depository accounts, consumer and small business lending products, and introduce the Alerus investments products.
  • Update CRM software to capture client activity, schedule required follow-up actions, and effectively onboard clients.
  • Begin executing on the most basic of Alerus solutions for the consumer client, utilizing the Alerus playbook approach.

Job Function 2: New Business & Client Development - 20%
  • Proactively solicit new business opportunities with existing clients through the relationship review process including opportunities identified by CRM software.
  • Place calls to prospective clients to discuss their financial needs and objectives by making outside sales calls, channel contacts, and through other forms of network building.
  • Actively represent Alerus in the marketplace by getting involved with community organizations and participation in networking organizations.
  • Utilize CRM software to track new opportunities and schedule prospecting follow-up communication.

Job Function 3: Professional & Personal Development - 20%
  • Develop and maintain a basic level of knowledge encompassing the financial services industry, stay current on trends that impact Alerus' relevancy in its competitive space.
  • Maintain a general understanding of basic financial planning concepts including credit, depository products, investments, income and estate tax planning, protection planning, charitable planning, and liquidity planning.
  • Learn and develop knowledge of the eight Alerus solutions for the consumer client.
  • Assume responsibility for career growth and development. Actively pursue continuing education, reading, and self-development to enhance skills.
  • Build solid working relationships with team members, acting as a resource for others.

  • Bachelor's degree in Business, Finance or related field or equivalent work experience required.
  • Minimum 1 year of financial services experience.
  • Previous experience utilizing CRM software to track and manage sales opportunities.
  • Demonstrated record of proven sales ability and client service abilities.
  • Proven written and verbal communication skills.
  • Established interpersonal and negotiating skills.
  • Basic math proficiency.

Personal Characteristics:
  • Self-motivated with demonstrated initiative, creativity and enthusiasm to develop sales strategy, prospects and client relationships.
  • Effective communication skills and willingness to work with a team.
  • Strong organizational and time management skills.
  • Ability to manage multiple phases of the sales process.
  • Passionate about serving clients to positive impact their financial wellness.
  • Proven problem-solver.
  • Ability to manage the stressful nature of work and maintain professional composure, attitude, and behavior at all events.
  • Extended periods of time at a desk and using office equipment.

Physical Demands - Must be met with or without a reasonable accommodation
  • Extended periods of time at a desk and using office equipment.
  • Ability to operate a personal computer/laptop for approximately 8 hours per day.
  • Extended time is spent reviewing physical and electronic documents.
  • The employee is occasionally required to stand, walk, reach with arms and hands, climb or balance, and to stoop, kneel, crouch or crawl. Vision abilities required by this job include close vision.
  • Periodically, may also do light lifting of supplies and materials which weighs in at approximately 20 lbs.
  • Will spend most of time in an indoor environment.
  • Ability to travel as needed to other markets and locations.

This Job Description identifies the major responsibilities of this job. It does not include all aspects of the position, such as the potential additional duties assigned by the Manager, the requirement for flexibility in helping others, or the highly valued team-oriented approach used for the overall benefit and success of Alerus Financial.

Alerus Financial is an Equal Opportunity Employer of women, minorities, protected veterans and individuals with disabilities.

Similar jobs

Similar jobs