Credit Risk Review Officer I - Remote Within Footprint

Remote in Wisconsin, Illinois, or Minnesota

Associated Bank is an equal opportunity employer committed to creating a diverse workforce. We support a work environment where colleagues are respected and given the opportunity to perform to their fullest potential. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors. Applicants with a disability who need assistance applying for a position with Associated Bank are asked to email:

Job Summary Responsible for conducting loan review analysis of a specific segment of loans (i.e. CRE, C, Specialized, Retail) in the bank's portfolio under direct supervision from Senior CRR officers. Responsible for evaluating compliance with regulatory guidelines and bank policies. Assess the condition and quality of individual credits based on financial, collateral, and documentation analysis, quantifying metrics such as: debt service capacity, leverage, liquidity, collateral coverage, guarantor support, etc. Determine the appropriate risk rating for Borrowers according to current Lending Policy and regulatory guidance. Compile and analyze data, creating and updating spreadsheets, and working on special projects as assigned.

Job Accountabilities

Conducts loan review analysis of loans in the bank's various portfolios. The individual will be responsible for: Evaluating compliance with regulatory guidelines and bank policies; Assessing the condition and quality of individual credits based on financial, collateral, and documentation analysis; Determining the appropriate risk rating on accounts according to current Lending Policy.
Compiles data, creates and updates spreadsheets. Must be able to identify and obtain relevant data. Analyzes compiled data to determine compliance with both bank and regulatory policies and procedures.
Participates in special projects and targeted risk assessments as directed by department management.

Education

Bachelor's Degree Business discipline Required Experience

2-4 years Loan Review, Commercial / Retail Lending, Credit Administration, or Regulatory Examination experience. Required
4-7 years Loan Review, Commercial / Retail Lending, Credit Administration, or Regulatory Examination experience. Preferred Licenses and Certifications

Other BAI Loan Review Certificate within 2 years, Required
Other RMA Credit Risk Certified within 3-5 years, Preferred
CPA - Certified Public Accountant within 3-5 years, Preferred
CFA-Charted Financial Analyst within 3-5 years, Preferred

Compliance Statement Fully complies with all applicable enterprise policies and procedures. Acts in compliance with all applicable laws and regulations as outlined in training materials, including but not limited to Bank Secrecy Act. Responsible for reporting suspicious activity to Financial Intelligence. Responsible to report all customer complaints as prescribed and procedure violations to management or HR. Responsible to report ethical concerns as needed to Associateds anonymous Ethics Hotline.

Associated Bank is committed to working diligently with any colleague who needs an accommodation perform the essential functions of the job. Please contact the Leaves & Accommodations office to request an accommodation.