Credit Analyst I - Commercial Banking Milwaukee WI

Founded in 1991 with the idea to be the alternative to the big banks, Wintrust has since grown into a financial services company with more than $45 billion in assets, headquartered in Rosemont, Illinois. Through our multiple companies and divisions, we provide traditional community banking and commercial banking services, wealth management solutions, commercial and life insurance premium financing, mortgage origination, and short-term accounts receivable financing and certain administrative services, such as data processing of payrolls, billing, and treasury management services. We provide community-oriented personal and business banking services to customers located in the greater Chicagoland area, northwest Indiana, and southern Wisconsin through more than 175 community bank locations.

Entrepreneurial, customer-focused, and team-oriented people thrive here at Wintrust. We approach each day intent on making an impact and believe in providing truly distinctive customer service. We're not just in the communities we serve. We're part of them.

Wintrust is pleased to provide employees with a total reward that includes:

* Competitive base pay and bonus opportunities

* A wide array of generous benefits

* Employee services and programs

* Extensive training and development

* Time off and community involvement opportunities

* Meaningful work focused on serving our customers and improving our communities

Town Bank, a Wintrust Community Bank, has over 20 locations in southern and southwestern Wisconsin. We provide a wide array of commercial and private banking services. Since our inception in 1998, the bank has grown to more than $1.9 billion in assets. Town Bank is a true community bank. Headquartered in Hartland, Wisconsin, we are a locally controlled and managed bank, with the unique ability to make decisions more quickly and provide more customized services and products that truly benefit residents of the area. We can pass the savings on to our customers in the form of better rates because we don't have the big overhead of other banks. That's what hometown banking is really about: friendly service and great products. Banking the way it ought to be.

The commercial Credit Analyst is responsible for analyzing and commercial business and/or personal financial data collected for the purpose of issuing, extending, amending, reviewing, monitoring and testing commercial credit facilities. Participate in and present summary reports for bank, business unit leadership regarding support of all lending groups.

Responsibilities include:

Analysis of increasingly complex commercial credit requests including credit and financial information of business and individuals to determine the degree of risk associates with the extension of credit.

* Manages due diligence and loan documentation efforts including collateral analysis of current and prospective customers.

* Prepares and conducts Credit Approval Presentations ("CAPs") including summarizing and reporting trends and presentation to Bank's Credit Committees.

* Responsible for loan monitoring and testing requirements. Assist in the closing of loans and reviewing and maintaining credit files and compliance reviews.

Resumes may also be sent directly to

Qualifications

* Bachelor's degree. Preferably in a business related field such as accounting or finance.

* Minimum of 3 years of commercial banking (C&I) experience or commercial relationship management experience is required. Formal credit training is a preferred but not required

* Sound understanding of commercial credit analysis techniques including cash flow, evaluation of collateral and is able to make timely decisions in a fast paced, time sensitive environment.

Skills/Knowledge

* Ability to work as a team to accomplish tasks required

* Excellent verbal and written communication skills

* Professional demeanor/presentation

* Solid computer skills

* Ability to manage information

* Ability to organize and plan

* Ability to multi-task

* Exceptional attention to detail

* Ability to take initiative

* Willingness to be flexible and accommodate to changing demands

* Reliable

Wintrust Financial Corporation, including community banking and financial services subsidiaries, is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, national origin, citizenship status, sex, sexual orientation, gender identity and expressions, genetic information, marital status, age, disability, or status as a covered veteran or any other characteristic protected by law.