Universal Banker

Employer
Minnwest Bank
Location
Rochester, Minnesota
Salary
Competitive!

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Job Details

The Universal Banker is responsible for providing all Minnwest Bank customers with a professional and courteous knockout customer experience, from sales to service. Provide solutions to satisfy customers’ financial needs by opening new deposit accounts, consumer loans and handle customer deposit transactions. This position will also cross-sell bank retail and business products and services, as well as service existing account relationships.

This position is the embodiment of Minnwest’s four core values: (1) the customer is our FIRST priority, (2) we will keep all the commitments we make, (3) we are the people who get things done, (4) we will work together as a team.

Duties and Responsibilities:
1.Provide prompt and courteous customer service to all Minnwest Bank customers by identifying and recommending bank products and services to fulfill their needs.
2.Open new deposit accounts, cross-sell bank products and services, and accurately prepare and process all deposit account paperwork for new and existing customer accounts.
3.Process transactions as requested, recognizing red flags regarding fraud and scams.
4.Provide referrals and other opportunities to other business lines, e.g., insurance, real estate, etc.
5.Proactively promote and identify cross-selling opportunities to achieve individual, team, and organizational sales and service goals.
6.Assist existing customers with account changes or inquiries and assist customers with any issues or questions they may encounter with their online products/services.
7.Complete Ready Credit and installment loan applications for prospective loan accounts through Decision Pro. May have lending authority for Consumer credit and Home Equity Line of Credits. May have MLO role duties.
8.Perform teller functions as outlined in the Teller standard operating procedures, including, but not limited to, receiving checks and cash for deposits, verifying cash and endorsements, issuing receipts, issuing cashier’s checks, cashing checks and paying out funds upon verification of signature and balance, balancing of cash drawer and maintaining established cash level.
9.Maintain knowledgeable on all bank products and services
10.Comply with Minnwest Bank policies and procedures.
11.Perform additional duties as assigned by supervisor.


Customer Relations:
•Quality service and sales skills.
•Proper phone etiquette and customer service.
•Basic knowledge of bank products and services.
•Ability to maintain confidentiality.

Problem Solving and Initiative:
• Ability to recognize to recognize and act on problems.
•General knowledge of mathematics and highly detail oriented

Interpersonal Skills:
•Good grammar and writing skills.
•Excellent communication skills, the ability communicate effectively
•The ability to work with supervisors and co-workers.
•Ability to work in a team environment or individually to achieve results.

Technical:
•Satisfactory working knowledge of Microsoft Office and Microsoft Windows


Education/Experience Requirements:
•High school diploma or equivalent.
•3+ years of customer service/sales experience, preferably in financial services industry
•Dependable, organized, team player with a positive attitude
•Willing to continuously learn and grow within the organization

Training and Education Program:
Minnwest Bank provides Universal Bankers with robust, comprehensive training. Training is organized into weeklong phases and is facilitated at our Minnwest Bank Eagan Training Center located in Eagan, MN.
•Weeklong travel to the MW Eagan Training Center is required. Hotel, meals, mileage, etc. is paid.
•Training phases must be completed in succession.
•Overview of the topics covered during each phase:
oPhase I: Foundational (Teller) Skills
oPhase II: Deposit Accounts
oPhase III: Advanced Deposit Accounts
oPhase IV: Consumer Lending Applications and Knowledge
•Universal Bankers are expected to become proficient in each phase before enrolling in subsequent phases and will be required to complete proficiency checklists.
•Additional training also required, e.g., compliance, security, etc.


Working Conditions:
1.Work indoors in a standard office environment.
2.Predominately sitting or standing for extended periods of time, some walking, some climbing stairs and occasionally driving a car. Occasional lifting of up to 50 lbs. Occasional stooping, bending, kneeling and reaching above shoulder level.
3.Requires dexterity of hands and fingers to operate calculator, computer keyboard and mouse.
4.Will involve occasional travel for training or meetings.

AA/EOE What else would you like candidates to know? What would you like to showcase in your print ad if you have one? We care about our people. That’s why we offer comprehensive benefits focused on taking care of our employees and their families, and supporting their health and financial well-being and work-life balance including:
- Comprehensive medical and dental plans
- Paid time away
- Parental leave
- 401k with company match
- Learning and development
- Tuition reimbursement
- Discounts and savings on certain bank services
- Flexible spending accounts What do you feel candidates need to know before applying? We're not just a bank, we are a community bank. That means, we live in the communities we serve, we work with our neighbors and we treat each other like family. With 32 locations and more than $2 billion in assets, we’ve grown to be one of Minnesota’s largest banks. As a family owned business, we’re able to make decisions based on what’s best for our employees and customers.

We built our foundation on putting our customers first. At the core of that foundation, is our team. Our team is filled with people that are passionate about what they do, each other, and the communities and customers that they serve.

Our core values:
1. The CUSTOMER is our first priority.
2. We keep all of the COMMITMENTS we make.
3. We are the PEOPLE who get things done.
4. We will work together as a TEAM

Company

Like many of our customers, Minnwest is a family-owned business that keeps its long-term commitments. We founded Minnwest Bank during the 1987 farm crisis because we recognized how important community banks are to thriving communities. Since that time, we've steadfastly served and supported our communities through good times and bad.

As our customer footprint grew and expanded into urban areas, so did we. Today, Minnwest is one of Minnesota's largest banks-with 36 bank locations and more than $2 billion in assets-and one of Minnesota's ag lending leaders.

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